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Understanding LICAT: The Strength Behind Your Insurance Policy
Financial Planning / Insurance Marcais Bowen Financial Planning / Insurance Marcais Bowen

Understanding LICAT: The Strength Behind Your Insurance Policy

The Strength Behind the Promise

How stable is your insurance provider? When you choose a life insurance policy, you are buying a promise that needs to be kept decades from now. In the industry, we measure that promise using the LICAT score—a rigorous stress test that ensures companies have the capital to withstand any economic storm.

In this post, I break down the 2026 stability rankings for Canada’s top carriers, including why fraternal companies like Serenia Life are leading the pack. Learn how to verify that your family’s protection is built on a reinforced foundation.

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